4 Must-Adds To Your First-Time Home Buying Checklist

The home buying process can be daunting on the mind, the body and the bank account. But if you come at it with the appropriate mindset and preparation, you can tear down obstacles and find your dream home with only a few hiccups. Read on to find out how you can cover your bases before moving into your new home.

1. Get Preapproved

Getting preapproved for a mortgage is critical as it’s an indication that you’re able to buy a home and tells you how much house you can afford. Lenders will look at your credit history and other financial information to determine whether you qualify. In today’s real estate market where buyers have to compete and making an offer or counteroffer is time-sensitive, preapproval is all the more vital.

2. Consider A Home Warranty

Home warranties are annual service contracts that guarantee repairs to major appliances or systems in your home when they break, such as refrigerators or heating/air conditioning systems. If you’re a first-time buyer, you’ve purchased an older home or you can afford a larger mortgage payment each month, a home warranty will prevent you from dishing out a large chunk of cash down the road.

3. Carry Out A Home Inspection

A home inspection, while optional, is highly recommended prior to purchasing a home. A credible inspection company can identify issues in plumbing, electrical, roofing, foundation and more before you buy. If your REALTOR®️ includes an inspection contingency in your contract, you may be able to back out of the sale or negotiate the selling price based on the severity of the findings, saving you a headache or a hefty bill later on.

4. Hire A Moving Company

While you might think you can handle a big move on your own, employing a moving team can alleviate much of the stress that comes with buying a home. Sometime we forget about the logistics and headache that goes with the transportation of all your belongings. With a lower risk of mishaps and a more efficient transmission of major furniture pieces, you have every reason to request an estimate with your favorite local moving company.

4 Must-Adds To Your First-Time Home Buying Checklist